Can I treat a result as advice? No. swiftcodelookup.com explains how bank identifier codes and IBANs are built and how cross-border payments are routed. That is general information, not banking, legal, tax or financial advice, and reading it sets up no client relationship.
My BIC came back valid. Is it the right one? Not necessarily. A pass says the code has a shape ISO 9362 allows, or that an IBAN has the right length, pattern and modulo 97 check digits. It cannot say the bank behind it is the one you meant, that a branch still trades, or that an account exists in the payee's name. Only the payee's bank can confirm that.
What should happen before money leaves? Take the details from the person you are paying over a channel you already trust, then confirm them with your own bank. Each guide links its official source with a read date; directories and payment rules move, so open the source's current version.
Is the site tied to SWIFT or to any bank on these pages? No tie at all: not to SWIFT, ISO, a bank, a card scheme, a money transfer service or a regulator. Their names show up only to say where a code or rule comes from.
What if a page is wrong? Each page is written with care, yet no guide can be sworn to be whole and current on the day you open it. Nothing here narrows any liability the law keeps in place regardless.
A note on scope. Pages here describe how Business Identifier Codes (BIC, known too as SWIFT codes) are formed, drawing on public documents. Nothing in them is financial or legal advice. The checker looks only at the shape of a code. It does not confirm that a code exists, is active or belongs to a particular bank. Before sending money, confirm payment details directly with the recipient or the bank, by a channel you already trust.
Your data. Codes and IBANs you type are tested inside this page and are not saved or passed on.
No affiliation. SWIFT, ISO, banks and payment providers have no connection with this site. Their names are used here only to say where a rule or code comes from.
Revised 2026-10-24
How these pages get written
Machine-written text, labeled
An AI system drafts all page text, and a note at each page's foot states that. Regulation (EU) 2024/1689 deals with this in its Article 50: AI-generated text that informs readers about public-interest topics must say so, and the footer note is how this site says it.
Where the facts come from
Rules come from Swift's BIC policy and the Swift IBAN Registry, the ISO 9362 and ISO 13616 standards as published, the European Payments Council, the Federal Reserve and central banks, and EU law on EUR-Lex. A US bank's SWIFT code is taken from that bank's own page. Wording from commercial websites is not reused.
Checks before a page goes live
Codes, rules and dates are set against the cited documents by automated tests and by a second, separate AI pass; no person signs off a page before it is published. After that, every guide carries a "read at the source" date. The checkers apply fixed rules tested on the registry's own example IBANs; no AI model guesses a verdict.
Money and independence
No bank or transfer service pays to appear, and providers are not ranked. Ads: none. Paid placements: none. Affiliate links: none. Income: none so far. If that ever changes, each paid link or advert will be labeled as one.
Revised 2026-10-24